As at 31 March

2010

2009

SCHEDULE 3

SECURED LOANS

From Banks / Financial Institution

Cash Credit / Packing Credit Account*

630,047,485

658,750,491

Working Capital Demand Loan*

92,000,000

123,000,000

Term Loan From Bank**

100,000,000

822,047,485

50,000,000

831,750,491

From Financial Institutions**

Terms Loans

213,303,532

255,024,711

1,035,351,017

1,086,775,202

Notes :
* Secured by hypothecation on stocks of raw material, stock -in-process, stores, manufactured goods, book debts, bill, moveable plant & machinery and other current assets and also mortgage on second charge basis by deposit of title deeds by constructive delivery with Exim Bank, Exim Bank acting as agent of the consortium of banks, all documents of title evidences, deeds and writings in order to create a security on the Company’s immovable properties together with all buildings and structures thereon and all plant and machinery attached to the earth or permanently fastened to anything attached to the earth.

** Secured by deposit of title deeds of the property owned by other Companies.

*** Secured by first charge on the entire fixed assets of the Company, present and future and second pari-passu charge on the entire current assets of the Company, present and future.

SCHEDULE 4

UNSECURED LOANS

From Bodies Corporate

29,000,000

29,000,000

Interest accrued and due

2,901,242

2,901,242

31,901,242

31,901,242